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It can be difficult to get even a home equity loan if your score is below 620, so spend a little time trying to bring it up first. This can include paying down revolving debt you’re carrying to less than 30% of your credit limits, but don’t close or cancel cards because this can negatively affect your credit.

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Set up the Home app, then you can control your home with Siri.Or set up home automations and let the Home app do all the work. Add your TVs and speakers, then you can control what’s playing throughout your home.You can share control with family and friends.And get notifications about the activity in your home so you never miss a thing.

A home equity line of credit, also known as a HELOC, is a line of credit secured by your home that gives you a revolving credit line to use for large expenses or to consolidate higher-interest rate debt on other loans Footnote 1 such as credit cards. A HELOC often has a lower interest rate than some other common types of loans, and the interest may be tax deductible.